The 5-minute script that starts the money conversation you keep putting off

Say the first honest sentence about money. Write it, say it once, and stay steady while they take it in.

• The exact words to open with, so you are not inventing them in the worst moment
• What to say once, without over-explaining or softening it into nothing
• How to stay steady while they react, and what to do if it starts to go wrong
• A five-minute checklist to run through before you speak